Life insurance that provides for your loved ones and builds wealth
Hey!
Insurance can feel frustrating and confusing. That's why I'm here. My passion is educating our community on how truly beneficial life insurance can be. Having a dedicated agent is the key to finding the policies that work for you and getting the best out of the entire life insurance process overall. Let’s talk so that we can find the coverage plan just right for you.
I’m Tomaryn Brown
💖 3 Reasons Life Insurance is a HUGE Act of Love! 💖
It's simple, but so impactful:
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A sudden passing stops the income you provide from coming in - income they depend on every single day. Life insurance provides crucial funds when income stops.
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A life insurance payout can be used to pay off a mortgage or any other debts that would be a nightmare to your family if left to handle those things alone.
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When a policy pays out its benefits, the funds can go towards college tuition or makes sure that business dreams stay on track.
Nothing says “I got you” like a policy payout
FAQs
How much does life insurance cost?
It’s the most common question, and the most encouraging answer is that it’s entirely tailored to you! The factors that influence the cost are simple: your age (the younger you are, the better the rate!), your current health profile, and the coverage amount you desire. My goal is always to find a policy that feels comfortable—both in coverage and in budget. And no, there are no agent fees!
I'm still young, do I really need life insurance right now?
Yes, now is the perfect time! Life insurance is priced based on your current health and age, meaning that the younger and healthier you are, the lower your premium will be—and it can often be locked in for decades. Securing a policy now ensures you get the best rate possible, providing peace of mind early on, even if you don't feel like you "need" it yet. Your future self will thank you.
Can I use my policy while I'm still alive?
It depends on the type of policy you choose. Many permanent life insurance policies include a feature called "cash value," which grows over time on a tax-deferred basis. You can often borrow against this cash value or make withdrawals to use for things like retirement, tuition, or unexpected expenses. We can explore these modern options during your life insurance call to see how they might serve your financial future.
Can I get a policy on my kids?
Absolutely! Many parents choose to purchase a children's whole life insurance policy, which is often very affordable. This gives your child a small policy that is guaranteed to be convertible to a larger policy later in life, regardless of any future health challenges they might face. It's a wonderful way to protect their future insurability and ensure they have a foundation for financial growth later on.
Ready to take that step?
If you’re ready to invest in an insurance plan and build a family legacy then schedule a life insurance call with me using the link below. We’ll take it step-by-step til we find a perfect fit for you.